SYNC

SGB—24H —

FLR TX · 24H—24H —

PRODUCTIVE FLOOR—24H —

FXRP LOOK-THROUGH—24H —

XRP COLLATERAL—24H —

FXRP POOLS—24H —

FLR CIRCULATING—24H —

SGB CIRCULATING—24H —

FLR BURNED—24H —

SGB BURNED—24H —CAPITAL ACTIVATION SPREAD—24H —

FLR USE FLOOR—24H —

SGB USE FLOOR—24H —WALLET ALERTS · 24H—24H —LARGE TRANSFERS · 24H—24H —

FLR WALLET PRESSURE—

SGB WALLET PRESSURE—

SMART ACCOUNT EVENTS · 24H—24H —

NET FLOW · 24H—THIRD-PARTY XRPFi—24H —

FLR—24H —

SGB—24H —

FLR TX · 24H—24H —

SGB TX · 24H—24H —

VALIDATORS—24H —

FLR STAKED—24H —

FXRP SUPPLY—24H —

MINT UTIL—24H —

PRODUCTIVE FLOOR—24H —

TOTAL ASSETS—24H —

FXRP SPOT—24H —

FXRP SUPPLIED—24H —

FXRP UTIL—24H —

FXRP LOOK-THROUGH—24H —

XRP COLLATERAL—24H —

FXRP POOLS—24H —

FLR CIRCULATING—24H —

SGB CIRCULATING—24H —

FLR BURNED—24H —

SGB BURNED—24H —CAPITAL ACTIVATION SPREAD—24H —

FLR USE FLOOR—24H —

SGB USE FLOOR—24H —WALLET ALERTS · 24H—24H —LARGE TRANSFERS · 24H—24H —

FLR WALLET PRESSURE—

SGB WALLET PRESSURE—

SMART ACCOUNT EVENTS · 24H—24H —

NET FLOW · 24H—THIRD-PARTY XRPFi—24H —

INTELLIGENCE / MORPHO

Morpho / Mystic Intelligence

Morpho Blue XRPFi lending truth with Mystic interface and curation context.

Pro

SYNC

PRODUCTIVE FLOOR—24H —

FXRP LOOK-THROUGH—24H —

XRP COLLATERAL—24H —

FXRP POOLS—24H —

FLR CIRCULATING—24H —

SGB CIRCULATING—24H —

FLR BURNED—24H —

SGB BURNED—24H —CAPITAL ACTIVATION SPREAD—24H —

FLR USE FLOOR—24H —

SGB USE FLOOR—24H —WALLET ALERTS · 24H—24H —LARGE TRANSFERS · 24H—24H —

FLR WALLET PRESSURE—

SGB WALLET PRESSURE—

SMART ACCOUNT EVENTS · 24H—24H —

NET FLOW · 24H—THIRD-PARTY XRPFi—24H —

FLR—24H —

SGB—24H —

FLR TX · 24H—24H —

SGB TX · 24H—24H —

VALIDATORS—24H —

FLR STAKED—24H —

FXRP SUPPLY—24H —

MINT UTIL—24H —

PRODUCTIVE FLOOR—24H —

TOTAL ASSETS—24H —

FXRP SPOT—24H —

FXRP SUPPLIED—24H —

FXRP UTIL—24H —

FXRP LOOK-THROUGH—24H —

XRP COLLATERAL—24H —

FXRP POOLS—24H —

FLR CIRCULATING—24H —

SGB CIRCULATING—24H —

FLR BURNED—24H —

SGB BURNED—24H —CAPITAL ACTIVATION SPREAD—24H —

FLR USE FLOOR—24H —

SGB USE FLOOR—24H —WALLET ALERTS · 24H—24H —LARGE TRANSFERS · 24H—24H —

FLR WALLET PRESSURE—

SGB WALLET PRESSURE—

SMART ACCOUNT EVENTS · 24H—24H —

NET FLOW · 24H—THIRD-PARTY XRPFi—24H —

Flare XRPFi · Modular Lending

Morpho / Mystic Intelligence

Inspect XRPFi lending markets directly from Morpho Blue on Flare, including supplied and borrowed FXRP/stXRP, utilisation and exact IRM rate observations where available.

LIVE

PUBLIC PROTOCOL INTELLIGENCE

Morpho / Mystic At A Glance

Morpho Blue market truth with Mystic interface and curation context.

CURRENT

38.7%FXRP utilised

FXRP credit utilisation1,025,635.24 borrowedBorrowed FXRP divided by supplied FXRP in the currently verified market state.

FXRP supplied2,652,764.90 FXRP

Borrowed1,025,635.24 FXRPMarkets10

Current Morpho Blue supplied-claim amount truth.

—stXRP utilised

Receipt-layer utilisation0.00 borrowedBorrowed stXRP divided by supplied stXRP. The receipt layer remains non-additive to underlying XRP.

Retained credit evidence35,560

Organic-interest evidence1,000Evidence span260 days

Archived market, flow and interest evidence retained without reconstructing unavailable curated-vault history.

PROTOCOL STRUCTURE

Credit Structure

Morpho Blue remains amount truth. The visual layer separates supplied capital, borrowed capital and utilisation while Mystic remains interface/curation context rather than a second balance source.

VISUAL

MORPHO / MYSTIC

CAPITAL / VALUE PATH

XRP-derived capitalFXRP + stXRPseparate accounting layers

Morpho BlueAmount truthsupply · borrow · IRM state

Credit stateSupply ↔ Borrowutilisation and rate structure

MysticCuration contextnot a duplicate balance source

EVIDENCE CLASS

STRUCTUREMechanismexplains how protocol roles relate

MEASURED STATECanonical observationsbalances, rates or verified contract state

VERIFIED FLOWEvent evidence onlyunique transfers/executions only where reconstructable

Structural rails are explanatory and do not assert that every edge is a newly observed transfer.Sig-Flow remains separately governed by unique-event provenance.

ACCOUNTING BOUNDARY

What This Page Can Prove

Morpho Blue is the lending accounting truth. Mystic is interface/curation context, not a second balance source. stXRP remains a receipt claim. Gross AccrueInterest evidence is kept separate from supplier-net yield until exact fee-share attribution is complete.

35,560 archived observations4 evidence components2025-12-28 earliest retained

HISTORY

FXRP supplied

Public users can inspect 1D, 3D and 7D. Pro unlocks 15D, 30D, 90D, 1Y and All retained history without changing the metric definition.

—FXRP supplied —

FXRP supplied

MARKET STATE

Morpho Blue XRPFi Markets

Morpho Blue contract state is amount truth; Mystic remains curation/interface context.

Asset	Supplied	Borrowed	Utilisation	Supply APR	Borrow APR	Observed
USD₮0	0.1000	0.0000	0.00%	0.000%	0.025%	2026-09-14 15:45:30
USD₮0	20,085,430.8439	18,046,457.9062	89.85%	5.131%	5.711%	2026-09-14 15:45:30
FXRP	0.0000	0.0000	0.00%	0.000%	0.269%	2026-09-14 15:45:30
FXRP	2,842.9020	1,955.1090	68.77%	0.082%	0.119%	2026-09-14 15:45:30
WFLR	30,291,170.9970	26,975,431.5057	89.05%	3.093%	3.474%	2026-09-14 15:45:30
FXRP	2,639,881.8191	1,023,197.0706	38.76%	0.360%	0.929%	2026-09-14 15:45:30
USD₮0	0.0000	0.0000	0.00%	0.000%	0.269%	2026-09-14 15:45:30
FXRP	10,040.1740	483.0565	4.81%	0.001%	0.029%	2026-09-14 15:45:30
USD₮0	279,237.8500	257,096.9827	92.07%	9.800%	10.644%	2026-09-14 15:45:30
FXRP	0.0000	0.0000	0.00%	0.000%	0.700%	2026-09-14 15:45:30

Recent retained lending evidence

Component	Observation	Asset	Value	Evidence	Observed
Market State	State	FXRP	0.0000 FXRP	Chain Verified	2026-09-14 15:45:30
Market State	State	USD₮0	279,237.8500 USD₮0	Chain Verified	2026-09-14 15:45:30
Market State	State	FXRP	10,040.1740 FXRP	Chain Verified	2026-09-14 15:45:30
Market State	State	USD₮0	0.0000 USD₮0	Chain Verified	2026-09-14 15:45:30
Market State	State	FXRP	2,639,881.8191 FXRP	Chain Verified	2026-09-14 15:45:30
Market State	State	WFLR	30,291,170.9970 WFLR	Chain Verified	2026-09-14 15:45:30
Market State	State	FXRP	2,842.9020 FXRP	Chain Verified	2026-09-14 15:45:30
Market State	State	FXRP	0.0000 FXRP	Chain Verified	2026-09-14 15:45:30
Market State	State	USD₮0	20,085,430.8439 USD₮0	Chain Verified	2026-09-14 15:45:30
Market State	State	USD₮0	0.1000 USD₮0	Chain Verified	2026-09-14 15:45:30
Market State	State	FXRP	0.0000 FXRP	Chain Verified	2026-09-14 15:35:30
Market State	State	USD₮0	279,237.8500 USD₮0	Chain Verified	2026-09-14 15:35:30

METHODOLOGY

How To Read This Protocol

Flare-chain XRPFi lending evidence. Morpho Blue is amount truth; Mystic is curation/interface context and receipt layers are not double counted.

History Market creation, flow and interest-accrual events are reconstructed from chain logs where available; curated-vault allocation/share-price history remains missing when not deterministically observable.Sig-Flow evidence Unique chain-verified lending lifecycle/market-flow eventsActivation STAGED

OFFICIAL + CHAIN SOURCES

Evidence Chain

Freshness describes the current source state; it does not override the accounting boundary.

Source	Authority	Status	Freshness	Cadence
Morpho Blue XRPFi Markets on Flare	Chain Verified	HEALTHY	3m	5m

Morpho contract addresses ↗Flare · Morpho + Mystic context ↗

PRO DEPTH · ANALYTICAL LAB

Modular Credit Structure Lab

Long-window market utilisation, rate structure, borrowing intensity and lifecycle-event evidence across the verified Morpho XRPFi market set.

PRO

Deep history30D · 90D · 1Y · AllLong-cycle protocol structure

Activity timingProtocol pulseWhen verified lifecycle/execution activity is arriving

Structure lensConcentration · MixWhere capital or protocol activity is concentrated

Historical contextMedian · Range · PercentileCurrent state against its own retained history